Last Updated: December 01, 2024

Introduction

Welcome to Modern Profit, a digital school owned by LUNX Financial (“Company,” “we,” “our,” or “us”). We respect your privacy and are committed to protecting it through our compliance with this Privacy Policy (“Policy”). This document explains how we collect, use, store, and disclose information when you visit any of our funnels or websites (collectively, “Website”) or purchase our courses and other digital products.

By accessing or using our Website or services, you agree to this Policy. If you do not agree, please do not use our Website. We may update this Policy occasionally (see Changes to This Policy); your continued use of our Website after changes have been posted constitutes your acceptance of those changes.

Children Under the Age of 18

Our courses and services are not intended for individuals under 18. No one under 18 may provide any personal information or purchase our products. We do not knowingly collect personal information from minors. If you are under 18, do not use or provide information to our Website or through any of its features, including registering an account or making a purchase. If we learn we have inadvertently collected personal information from a child under 18 without verified parental consent, we will delete it. If you believe we might have information about a minor, please contact us at [email protected].

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website. This may include personal information such as name, email address, phone number, postal or billing address, date of birth (if provided), and payment information. It can also include professional or employment data if you choose to provide it on surveys or forms.

We collect analytics and automated data such as device and usage information (IP address, browser type, operating system, browsing behavior) through cookies, web beacons, pixel tags, and other tracking technologies. Additionally, we collect transaction and enrollment data whenever you purchase courses or digital products, including communication records or survey responses you voluntarily provide.

We gather this information directly from you when you fill out forms, sign up for email lists, or complete checkout pages. We also collect data automatically through cookies, logs, or analytics that track how you navigate and interact with our Website. In some cases, we may receive information from third-party vendors like Stape.io or Hyros.com for analytics and marketing, or from payment processors such as Stripe or PayPal.

How We Use Your Information

We use your information for order fulfillment and support, which includes processing purchases, delivering digital assets, and providing customer service. We may also use your information for communication and marketing, sending promotional emails, newsletters, or updates about new courses and events. If you wish to opt out of marketing emails, you can unsubscribe or contact us at [email protected].

We improve our Website and services by analyzing usage trends and measuring the effectiveness of our funnels and marketing efforts. This helps us personalize user experiences and tailor content. We may also use your information to comply with legal obligations, investigate possible fraud or abuse, or defend our rights and property.

Disclosure of Your Information

We may share non-personal, aggregated data without restriction. However, we only share personal information under specific conditions. We may disclose your data to service providers and vendors who help us operate our business (including payment processors like Stripe or PayPal, email marketing services like Mailchimp, or analytics partners like Stape.io or Hyros.com). These providers have access to your data solely to perform tasks on our behalf and are contractually obligated to protect it.

If LUNX Financial or Modern Profit undergoes a merger, acquisition, or sale of assets, user data may be transferred as part of that transaction. We may also disclose information if required by law, court order, or legal process, or if necessary to protect our rights or the safety of our users. In all other instances, we will only share your information if you give us explicit consent.

Cookies & Tracking Technologies

Cookies are small files placed on your device that help us understand how you interact with our Website, which pages you visit, and whether our ads are effective. You can refuse cookies by adjusting your browser settings; however, some features of the Website may not work properly if you do so. Our service providers or advertising partners may also use cookies or other tracking technologies, and we do not control their tracking. If you have questions, you should contact those providers directly.

Behavioral Tracking & Targeted Advertising

We may partner with third parties such as Google Analytics and Facebook Ads to deliver targeted advertisements. These parties may collect information about your online activities over time and across different websites. If you would like to opt out of targeted advertising, you can adjust preferences with platforms like Google (Ad Settings, Google Analytics Opt-out) or Facebook (Ad Preferences). You can also visit the Network Advertising Initiative or Digital Advertising Alliance websites to learn more about managing ad preferences.

Data Retention

We keep your personal information indefinitely unless you request its deletion or unless otherwise required by law. If you wish to remove your data, please email [email protected]. We will delete or anonymize it, subject to any legal requirements to retain certain information.

Data Security

We use SSL encryption and secure payment gateways to protect your data during transmission. While we take reasonable measures to protect information, no method of electronic storage or transmission is completely secure. If we suspect a security breach, we may notify you by email or by posting a notice on our Website.

Your Rights & Choices

You can opt out of marketing at any time by clicking the “unsubscribe” link in our emails or by contacting [email protected]. If you wish to access, correct, or delete your personal information, email us at [email protected]. You can also manage cookies through your browser settings.

We do not respond to Do Not Track (DNT) signals due to the lack of a global standard for DNT technology.

International Visitors & Data Transfers

Our servers and third-party service providers may be located in the United States. If you use our services from outside the U.S., you consent to the transfer and processing of your data in the U.S. We do not specifically target EU residents, but if you are located in the EU, you may have GDPR-related rights. Contact [email protected] with any inquiries about these rights.

Changes to This Policy

We may update this Policy periodically, and the Last Updated date at the top indicates the most recent revision. We do not proactively notify users of updates, so please check this Policy regularly. Your continued use of our Website after changes are posted constitutes your acceptance of those changes.

Contact Us

If you have questions, concerns, or wish to exercise any of your rights, please contact us at [email protected]. You may also write to LUNX Financial (Modern Profit), located in Miami, Florida.